How to Loan

Among the main products are: payroll-deductible loan for withdrawals and pensioners, as well as for civil and public servants, as well as vehicle financing and refinancing.

The financial figure offers personal loans, payroll loans and vehicle refinancing.

Personal loan

Personal loan

Those who opt for this offer can get credit of up to 15,000 dollars within 24 hours without having to provide income or go through credit analysis. According to the institution, the amount is released and can be used for any purpose, as well as all personal credit, leaving the customer free to spend the amount as they wish.

Generally, this type of loan serves as a good “slap hole”, ie to pay off debt or make small investments. The credit amount varies according to the income of the customer who requested the service. It is important to remember that by law, the value of installments can only occupy a maximum of 30% of income.

Payroll loan

Payroll loan

This modality is offered to specific publics such as withdrawals and pensioners and to public and military servants. This is because these people have guarantees for receiving their payments from government institutions, which guarantees the discount of direct installments on payroll, ie the bank runs a very small risk of not receiving the loaned amount.

To get a paycheck in the financial lender, the client must present their personal and work documents, as well as proof of residence to apply for the loan. One of the advantages for consumers is betting on this type of transaction is that the interest rates are usually lower than those of a personal loan, overdraft, among other types of loan.

Lender offers a repayment period of between six and 60 months and the consumer is not required to be a bank customer, which further facilitates the transaction. In addition, there is no need to consult, which opens up the opportunity for delinquent customers and the service also has a guarantee insurance at no additional cost to customers.

Vehicle Financing and Refinancing

Vehicle Financing and Refinancing

The bank also offers vehicle financing and refinancing. This makes it possible to get a new car or motorcycle without proof of income. Those who want to refinance a car can also: refinancing can pay up to 50% of the value of the vehicle offered, depending on its conditions. The value achieved by refinancing can be used for any purpose.